By accessing the Service, you represent and warrant that you are at least 18 years and otherwise have the appropriate permission to access or use the Service.
Intellectual Property. The text, photographs, video, graphics, metadata, quotes, data, information, the overall “look and feel”, and all protectable intellectual property available through the Service (“Content”) is the property of ioRefer. It is provided by ioRefer to you for your personal use and information only. You may not remove, alter, forward, scrape, copy, sell, distribute, retransmit, create derivative works or otherwise make available the Content to third parties without our prior written consent, except as occasionally permitted by any sharing functionality in the Service that expressly allows you to share Content or links to Content with other individuals. You may not reverse engineer, decompile, disassemble or otherwise attempt to discern the source code or architecture of any feature or component of the Service.
You acknowledge and agree that all intellectual property rights in the Service and the Content (in whole and in part), including, but not limited to, all copyright and trademarks, are and shall remain the property of ioRefer, its affiliates, and/or our licensors, and you shall not acquire any rights in them. Except for the limited license expressly set forth herein, you are not conferred any right, by implication, estoppel or otherwise, under copyright or other intellectual property rights, either now or in the future.
Access. You may be permitted to register or otherwise create a user account, user name or password (your “Registration”) that allow you to access or receive certain Content and/or to participate or utilize certain features of the Service, including features in which you interact with us or other users. You represent and warrant that the information provided in your Registration is complete and accurate to the best of your knowledge, and you will inform us of any changes to your Registration information. You are responsible for the use of any password you create as part of your Registration and for maintaining its confidentiality. You agree that we may use this password to identify you. We reserve the right to deny, restrict or terminate your access to any Content or feature reached via such Registration process for any reason, in our sole discretion.
Infringement. We respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act. Please contact us if you have a comment or inquiry regarding the same.
Third-Party Content. We do not guarantee the accuracy of or endorse the views or opinions given by any third party content provider, advertiser, sponsor or other user. We may link to, reference, or promote websites, applications and/or services from third parties. You agree that we are not responsible for, and do not control such non-ioRefer websites, applications or services.
Disclaimer. The Service and Content are provided for informational purposes only. The Service does not provide tax, legal or investment advice or opinion regarding the suitability, value or profitability of any particular security, portfolio or investment strategy. Neither we nor our licensors shall be liable for any errors, inaccuracies or delays in the Service or any Content, or for any actions taken by you in reliance thereon. You expressly agree that your use of the Service and the Content is at your sole risk.
YOU AGREE THAT YOUR ACCESS TO AND USE OF THE SERVICE AND ANY CONTENT, COMPONENT OR FEATURE AVAILABLE THROUGH THE SERVICE IS ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ANY REPRESENTATION OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY REPRESENTATIONS OR WARRANTIES OF PERFORMANCE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, RELIABILITY AND NON-INFRINGEMENT. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL RESPONSIBILITY FOR ANY LOSS, INJURY CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM OR RELATED TO ACCESS, USE OR THE UNAVAILABILITY OF THE SERVICE (OR ANY PART THEREOF).
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ioREFER, ITS PARENT COMPANY, ITS SUBSIDIARIES, ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ADVERTISERS, CONTENT PROVIDERS AND LICENSORS WILL NOT BE LIABLE (JOINTLY OR SEVERALLY) TO YOU FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, LOST PROFITS, LOST SAVINGS AND LOST REVENUES, WHETHER IN NEGLIGENCE, TORT, CONTRACT OR ANY OTHER THEORY OF LIABILITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OR COULD HAVE FORESEEN ANY SUCH DAMAGES.